The rule looks backward. IRS Notice 2025-67 sets the applicable wage threshold at $150,000 for 2025, meaning that if your W-2 wages from the sponsoring employer exceeded that amount in 2025, your ...
Hosted on MSN
The 2026 rule change that forces workers earning over $145,000 into Roth catch-up contributions
Starting January 1, 2026, workers earning over $150,000 in 2025 W-2 wages must make 401(k) catch-up contributions as designated Roth, which do not reduce current-year taxable income, marking the ...
Starting January 1, 2026, workers who earned more than $145,000 in the prior year can no longer make pre-tax catch-up contributions to their 401(k). Under Section 603 of SECURE 2.0, codified at IRC § ...
Some results have been hidden because they may be inaccessible to you
Show inaccessible results